Infertility Insurance

insurance paperwork

Understanding health insurance is always tricky. Infertility insurance is one type of health coverage offered by insurance providers. The intent of infertility insurance is to help people finance their fertility treatments. In exchange for a monthly premium, insurance providers will supply you with coverage for various infertility procedures.

To determine if your health insurance policy covers infertility treatment, obtain a copy of your insurance policy. Your most recent explanation of benefits should be available online or you can get a copy through your company's human resources department, if it is through your employer. Look through the policy for a specific exclusion for infertility treatment. If you do not see one, then the insurance company must cover anything that they do not specifically exclude.

Depending on the state in which you live, mandated infertility insurance may be available. To see if your state is included in mandated list, contact your state's insurance commissioner.


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The information provided on ConceivingConcepts.com is designed to support, not replace, the relationship that exists between a patient/site visitor and his/her health professional. This information is solely for informational and educational purposes. The publication of this information does not constitute the practice of medicine, and this information does not replace the advice of your physician or other health care provider. Neither the owners or employees of ConceivingConcepts.com nor the author(s) of site content take responsibility for any possible consequences from any treatment, procedure, exercise, dietary modification, action or application of medication which results from reading this site. Always speak with your primary health care provider before engaging in any form of self treatment. See our Legal Statement for more details.

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